Groot Pay

A full-featured digital wallet platform for consumers, merchants, and agents — mobile money, QR payments, bill pay, and international remittance — and a mini-app platform that lets partners add their own services.

Groot Pay

What's included.

A payment platform that other businesses build on.

P2P & Merchant Payments

Instant transfers by mobile number, QR, or NFC, and merchant payments by QR, NFC, or payment gateway.

Bill Payments & Top-Up

Utilities, insurance, government fees, telecoms, and airtime recharge across carriers.

Cardless ATM & Agent Banking

Cash-out without a physical card, and cash-in / cash-out through an agent network.

International Remittance

Receive from 20+ global corridors, with compliance and real-time FX built in.

Savings Pockets & Loyalty

Goal-based savings within the wallet, and points earn and redemption at checkout.

Mini-App Framework & SDK

Other businesses build mini-apps and list their services in the wallet — the same framework used in the Government Super App.

Proven at scale

Trusted by enterprises,
banks, and startups.

Global IME Bank
Groot Intel
NMB Bank
n-able
RisingPoint
Sunlife
Four Symmetrons
Global IME Bank
Groot Intel
NMB Bank
n-able
RisingPoint
Sunlife
Four Symmetrons
Global IME Bank
Groot Intel
NMB Bank
n-able
RisingPoint
Sunlife
Four Symmetrons
Global IME Bank
Groot Intel
NMB Bank
n-able
RisingPoint
Sunlife
Four Symmetrons
Global IME Bank
Groot Intel
NMB Bank
n-able
RisingPoint
Sunlife
Four Symmetrons
Global IME Bank
Groot Intel
NMB Bank
n-able
RisingPoint
Sunlife
Four Symmetrons

Capabilities

Built for scale.

Each mini-app is built and released independently of the wallet core, so the platform grows one partner at a time.

RESTful APIs — OpenAPI 3.0
CBS connectors and payment-switch integration
Remittance gateway integration
KYC / eKYC — document OCR and liveness
FATF-aligned AML and transaction monitoring
PCI DSS-aligned security
End-to-end encryption
Multi-currency support
Horizontal scaling
Standalone or embedded in Groot Neo

Let's talk about your project

Tell us what you are working on, and we will get back to you.