Groot Neo
Groot Neo bundles every component needed to launch a fully featured digital bank into one pre-integrated product — removing the integration cost, vendor risk, and time of assembling a stack from point solutions. For banks, digital banks, and fintechs launching or modernising digital channels.
What's included.
Every module a digital bank needs, each independent, all connected in one platform.
Core Mobile Banking
Native iOS and Android apps — account management, statements, and alerts.
Digital Wallet — Groot Pay
A fully embedded wallet: P2P, merchant payments, and bill pay. Partners can list their own services as mini-apps through the SDK.
AI Intelligence Layer
Fraud AI, PFM, campaign intelligence, and an AI digital assistant built into the banking app.
Customer Engagement Platform
A customer data platform with omnichannel communication and campaign automation.
Payment Infrastructure
QR (EMVCo), NFC, RTGS integration, and a payment gateway.
Settlement & Reconciliation
A multi-rail, multi-currency settlement engine with automated reconciliation.
Merchant, Agent & KYC Onboarding
Automated KYC and KYB flows — liveness, document OCR, biometric identity, and Video KYC — powered by the Onboarding Platform.
Digital Lending & Virtual Accounts
Embedded credit decisioning and loan origination, plus an account-as-a-service layer.
Proven at scale
Trusted by enterprises,
banks, and startups.
Capabilities
Built for scale.
Live in multiple markets — for greenfield digital banks, commercial banks, telecoms launching mobile money, and microfinance institutions.
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